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In 2007, the bank settled a case with the New York Attorney General, who claimed that the bank used deceptive practices to market its credit cards. As part of the settlement, the bank paid $4.5 million. Criticisms. As of December 2010, First Premier Bank was reportedly offering a credit card with a 79.9% interest rate and a $300 limit.
The bank is known for specializing in a wide range of high-interest, subprime credit cards marketed to people with low credit scores. In 2007, Sanford paid $4.5 million as part of a settlement with the New York Attorney General that alleged deceptive practices in marketing. Premier Bank offered a credit card with a 79.9% interest rate and a ...
First Premier Bank at one point offered a credit card with a 79.9% interest rate; however, they discontinued this card in February 2011 because of persistent defaults. [64] Research shows that a substantial fraction of consumers (about 40 percent) choose a sub-optimal credit card agreement, with some incurring hundreds of dollars of avoidable ...
Printed on a credit card, you'll find the card number, the cardholder’s name, when the card expires and the card's security code — all the details you need to make purchases online or in ...
Getting your first credit card can provide opportunities to make more convenient purchases, build credit, finance large expenses and even earn rewards. However, you'll also need to prepare to make...
We are a nation brimming with credit cards. According to the American Bankers Association, as of the end of 2020, there were 365 million open credit card accounts in the country. As of 2018, there...
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