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2. NJ Gov. Phil Murphy announces major $100M medical debt relief

   www.aol.com/news/nj-gov-phil-murphy-announces...

   NJ Gov. Phil Murphy announced he is eliminating $100 million in medical debt for almost 50,000 New Jersey ... governor of New Jersey, speaks during the 2023 State of the State Address at the New ...

3. Struggling with medical bills? This new NJ medical debt law ...

   www.aol.com/struggling-medical-bills-nj-medical...

   In a state that has some of the highest prices for medical care in the nation, about 11% of New Jersey residents have medical debt that has gone to a collections bureau, according to the nonprofit ...

4. 5 Tips for Negotiating Better Terms With Your Bank - AOL

   www.aol.com/finance/5-tips-negotiating-better...

   You can send a formal document to your bank to indicate to it that you want to settle for a lump sum. It’s often best to start with a lower offer, such as 25% to 30% of your debt, giving you ...

5. Surprise Medical Bill Ban Now in Effect: What to Do If You ...

   www.healthline.com/health-news/surprise-medical...

   Finally, under the new law, a complaint line and website operated by the Department of Health and Human Services will be set up for people who believe they have been wrongly issued a surprise ...

6. Debt settlement - Wikipedia

   en.wikipedia.org/wiki/Debt_settlement

   Debt settlement is the process of negotiating with creditors to reduce overall debts in exchange for a lump sum payment. A successful settlement occurs when the creditor agrees to forgive a percentage of the total account balance. Normally, only unsecured debts, not secured by real assets like homes or autos, can be settled.

7. New Jersey Department of the Treasury - Wikipedia

   en.wikipedia.org/wiki/New_Jersey_Department_of...

   The mission of the New Jersey Department of the Treasury is to formulate and manage the state's budget, generate and collect revenues, disburse the appropriations used to operate New Jersey state government, manage the state's physical and financial assets, and provide statewide support services to state and local government agencies as well as the citizens of New Jersey.