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2. What is a loan-to-value ratio? - AOL

   www.aol.com/finance/loan-value-ratio-184253472.html

   Conventional loan – What is a good loan-to-value ratio for a conventional loan? If you can make a 20 percent down payment, you won’t have to pay private mortgage insurance . That makes 80 ...

3. How much is a down payment on a house? - AOL

   www.aol.com/finance/much-down-payment-house...

   FHA loan: 3.5 percent down payment. For a Federal Housing Administration (FHA) loan, the minimum down payment is 3.5 percent with a credit score of at least 580. If you have a credit score between ...

4. When should you refinance your mortgage? - AOL

   www.aol.com/finance/refinance-mortgage-152541677...

   The new loan would trim your monthly mortgage payment to $1,859 per month, giving you an additional $107 of wiggle room in your monthly budget. Over the life of the loan, you’d pay $334,756, of ...

5. 3 percent down mortgages: A guide to your options - AOL

   www.aol.com/finance/3-percent-down-mortgages...

   However, FHA borrowers with less than 20 percent down must pay FHA mortgage insurance premiums (MIP) for the life of the loan — it can’t be removed like with a conventional loan. “The FHA is ...

6. FHA loans: Definition, requirements and limits - AOL

   www.aol.com/finance/fha-loans-134807555.html

   Here’s an overview of the requirements for an FHA loan: FHA credit score: As low as 580 with a 3.5 percent down payment or as low as 500 with a 10 percent down payment. FHA down payment: At ...

7. VA loans: What they are and how they work - AOL

   www.aol.com/finance/va-loans-200043770.html

   In contrast, you’d need at least 3 percent down for a conventional mortgage and at least 3.5 percent down for an FHA loan. No mortgage insurance: Unlike conventional and FHA loans, ...