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2. VA loan - Wikipedia

   en.wikipedia.org/wiki/VA_loan

   The VA loan application is a standardized loan application form 1003 issued by Fannie Mae also known as Freddie Mac Form 65. It is a Federal crime punishable by fine or imprisonment, or both, to knowingly make any false statements on a VA loan application under the provisions of Title 18, United States Code, Section 1001, et seq.

3. A Guide to the VA Home Loan for 2022 - AOL

   www.aol.com/guide-va-home-loan-2022-120518874.html

   VA home loans are popular for their low interest rates and 0% down option. ... According to Fannie Mae, the average closing time for a conventional loan is 47 days. ... The application process is ...

4. Conforming loans: What they are and how they work - AOL

   www.aol.com/finance/conforming-loans-203505330.html

   Conforming loans are mortgages that meet the criteria set by the Federal Housing Finance Agency (FHFA). They're eligible to be purchased by government-sponsored enterprises (GSEs) Fannie Mae and ...

5. Mortgage underwriting in the United States - Wikipedia

   en.wikipedia.org/wiki/Mortgage_underwriting_in...

   Mortgage underwriting is the process a lender uses to determine if the risk of offering a mortgage loan to a particular borrower under certain parameters is acceptable. Most of the risks and terms that underwriters consider fall under the three C's of underwriting: credit, capacity and collateral . To help the underwriter assess the quality of ...

6. Fannie Mae - Wikipedia

   en.wikipedia.org/wiki/Fannie_Mae

   Fannie Mae. The Federal National Mortgage Association ( FNMA ), commonly known as Fannie Mae, is a United States government-sponsored enterprise (GSE) and, since 1968, a publicly traded company. Founded in 1938 during the Great Depression as part of the New Deal, [3] the corporation's purpose is to expand the secondary mortgage market by ...

7. Guide to first-time homebuyer loans and programs - AOL

   www.aol.com/finance/guide-first-time-homebuyer...

   Conventional 97 mortgage: This conventional loan, backed by government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac, requires just 3 percent down and a minimum credit score of 620.