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The state of Washington reformed its health care system in 1993 through the Washington Health Services Act. The legislation required individuals to obtain health insurance or face penalties, and required employers to provide insurance to employees.
The Washington State Office of the Insurance Commissioner was created in 1889–90, and became a separate agency in 1907 with an elected commissioner. [1] The current commissioner is Mike Kreidler, a Democrat first elected in 2000 and reelected five times.
The Department of Labor and Industries was created by an act of the state legislature in 1921, overseeing industrial insurance, worker safety, and industrial relations. [2] [3] The new agency superseded the Bureau of Labor, created in 1901 to inspect workplaces, and minor state boards and commissions monitoring worker health, safety, and insurance claims.
Kreidler has focused on health reform most of his career and worked to implement the Affordable Care Act in Washington state. He was the first insurance commissioner [10] to reject President Obama's proposal to give insurers another year to sell pre-Affordable Care Act plans and testified before Congress on the law's impact on Washington state.
The company provides medical and dental insurance in Oregon, Alaska and Texas (and in Washington state before 2016). The Moda Center, a sports arena that is home to the Portland Trail Blazers, and Moda Tower, the tenth-tallest building in Portland, are both named after the company. Moda Health is a member of Delta Dental.
Prior to the Patient Protection and Affordable Care Act, effective from 2014, about 34 states offered guaranteed-issuance risk pools, which enabled individuals who are medically uninsurable through private health insurance to purchase a state-sponsored health insurance plan, usually at higher cost, with high deductibles and possibly lifetime ...
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