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2. How to refinance student loans with bad credit - AOL

   www.aol.com/finance/refinance-student-loans-bad...

   The bottom line. If you have bad credit, you may be motivated to refinance your student loans to lower monthly payments. However, many lenders require a minimum credit score in the mid-to-high ...

3. Why so few banks refinance student loans - AOL

   www.aol.com/finance/why-few-banks-refinance...

   SoFi started strictly as a student loan refinance company but received approval from federal regulators in early 2022 to become a national bank. The online bank offers loans as low as $5,000 with ...

4. Private student loan (United States) - Wikipedia

   en.wikipedia.org/wiki/Private_student_loan...

   Private student loans. A private student loan is a financing option for higher education in the United States that can supplement, but should not replace, federal loans, such as Stafford loans, Perkins loans and PLUS loans. Private loans, which are heavily advertised, do not have the forbearance and deferral options available with federal loans ...

5. Instructure - Wikipedia

   en.wikipedia.org/wiki/Instructure

   Instructure, Inc. Instructure, Inc. is an educational technology company based in Salt Lake City, Utah, United States. It is the developer and publisher of Canvas, a web-based learning management system (LMS), and Mastery Connect, an assessment management system. Prior to its IPO in 2021, the company was owned by private-equity firm Thoma Bravo .

6. Federal Direct Student Loan Program - Wikipedia

   en.wikipedia.org/wiki/Federal_Direct_Student...

   The William D. Ford Federal Direct Loan Program (also called FDLP, FDSLP, and Direct Loan Program) provides "low-interest loans for students and parents to help pay for the cost of a student's education after high school. The lender is the U.S. Department of Education ... rather than a bank or other financial institution." [1]

7. Income-driven repayment - Wikipedia

   en.wikipedia.org/wiki/Income-driven_repayment

   Income-driven repayment. Income-based repayment or income-driven repayment (IDR), is a student loan repayment program in the United States that regulates the amount that one needs to pay each month based on one's current income and family size.

8. How to Stay Focused: 10 Tips to Improve Your Focus and ...

   www.healthline.com/health/mental-health/how-to...

   declutter the space where you will be working. 2. Coffee in small doses. Drinking coffee, or other caffeinated beverages, in small doses may positively impact your ability to focus. A 2021 study ...

9. 8 Proven Ways to Increase Testosterone Levels Naturally

   www.healthline.com/nutrition/8-ways-to-boost...

   High-intensity interval training (HIIT) can be very effective as well, although all types of exercise should work to some extent ( 14, 15 ). Summary. All forms of exercise may increase your ...