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In June 2023, the Federal Insurance Office of the U.S. Treasury Department released a report pursuant to Executive Order 14030 that found that climate risk oversight was becoming increasingly critical for state insurance regulators, and along with the National Association of Insurance Commissioners (NAIC), state regulators were incorporating climate risk into supervision and regulation but ...
Insurance firm Nationwide last year did not renew around 10,000 policies in parts of North Carolina due in part to risks posed by climate change and hurricanes. "Insurance companies are having to ...
Changes in climate can cause decreasing yields for some crops and regions, resulting in higher food prices, food insecurity, and undernutrition. Climate change can also reduce water security. These factors together can lead to increasing poverty, human migration, violent conflict, and mental health issues. [7] [8] [3]
Climate change andsociety. Climate risk insurance is a type of insurance designed to mitigate the financial and other risk associated with climate change, especially phenomena like extreme weather. [1] [2] [3] The insurance is often treated as a type of insurance needed for improving the climate resilience of poor and developing communities.
However, climate change is likely to affect the health of the most vulnerable in high income countries as well. “These conditions can create or intensify exposures to hazards that impact human health, like extreme heat, poor air quality, reduced food and water quality, and displacement of populations of people,” she tells Medical News Today.
A growing number of homeowners are finding it difficult to afford insurance on their homes, a problem expected to worsen with impacts of climate disasters, a new report said. A report from First ...
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