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  2. VA loan refinance: What is it and how does it work? - AOL

    www.aol.com/finance/va-loan-refinance-does...

    VA IRRRL. VA cash-out refinance. Primary Purpose. To secure a lower interest rate or switch from an ARM to a fixed-rate mortgage. To tap into your home equity and convert it into cash

  3. Blackboard Inc. - Wikipedia

    en.wikipedia.org/wiki/Blackboard_Inc.

    Blackboard LLC. was founded on January 21, 1997 by Michael Chasen and Matthew Pittinsky and began as a consulting firm contracting to the non-profit IMS Global Learning Consortium to develop a prototype for online learning and thinking through online learning standardization. [14]

  4. Low Cost vs. Free Online Therapy Options in 2024 - Healthline

    www.healthline.com/.../online-therapist-for-free

    The Crisis Text Line was designed to immediately respond to people who are having a mental health crisis. To use this free service, you just need to text “HOME” to 741741 from anywhere in the ...

  5. Where to Find Free or Reduced Cost Adult Dental Care - Healthline

    www.healthline.com/health/where-to-find-free-or...

    Learn about free and reduced cost dental options for adults. ... Medicaid is a state-run program that offers health and sometimes dental insurance for individuals and families who meet certain ...

  6. Mortgage industry of the United States - Wikipedia

    en.wikipedia.org/wiki/Mortgage_industry_of_the...

    No doc loans were popular in the early 2000s, but were largely phased out following the subprime mortgage crisis. Low-doc loans carry a higher interest rate and were theoretically available only to borrowers with excellent credit and additional income that may be hard to document (e.g. self-employment income).

  7. Home Affordable Refinance Program - Wikipedia

    en.wikipedia.org/wiki/Home_Affordable_Refinance...

    Having PMI attached to a loan made that loan easier to sell on the Wall Street secondary market as a "whole loan". PMI hedged the risk brought by the high loan-to-value ratio by offering insurance against foreclosure for whoever owned the "whole loan". Although HARP 2.0 allows homeowners with PMI to apply through the Making Home Affordable ...

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