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Workers' compensation (United States) Workers' compensation (which formerly was known as workmen's compensation until the name was changed to make it gender neutral) in the United States is a primarily state-based [1] system of workers' compensation . In the United States, some form of workers compensation is typically compulsory for almost all ...
Casualty insurance is a defined term which broadly encompasses insurance not directly concerned with life insurance, health insurance, or property insurance. Casualty insurance is mainly liability coverage of an individual or organization for negligent acts or omissions. [2]
McCarran–Ferguson Act. The McCarran–Ferguson Act, 15 U.S.C. §§ 1011-1015, is a United States federal law that exempts the business of insurance from most federal regulation, including federal antitrust laws to a limited extent. The 79th Congress passed the McCarran–Ferguson Act in 1945 after the Supreme Court ruled in United States v.
Preventive health insurance is exactly what it sounds like: a plan that covers care received in order to prevent the onset of illness. Historically, most plans have covered preventive care at ...
In the fifteenth century, word policy for insurance contract became standardized. By the sixteenth century, insurance was common among Britain, France, and the Netherlands. The concept of insuring outside native countries emerged in the seventeenth century due to reduced trade or higher cost of local insurance.
A: A pre-existing condition is generally considered an illness or disability a person has prior to applying for health insurance coverage. Currently, the definition varies among states and even by ...
Insurance, generally, is a contract in which the insurer agrees to compensate or indemnify another party (the insured, the policyholder or a beneficiary) for specified loss or damage to a specified thing (e.g., an item, property or life) from certain perils or risks in exchange for a fee (the insurance premium). [2]
In 2024, Medicare is celebrating its 58th year of providing health insurance. The program was first signed into law in 1965 and began offering coverage in 1966. That first year, 19 million ...