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  2. Credit Card 101: How Credit Card Debt Works - AOL

    www.aol.com/finance/credit-card-101-credit-card...

    The Impact of Credit Card Debt on Your Credit Score There is a lot that goes into your credit score . It’s the number that helps banks determine if you’e a good investment for their money.

  3. Credit card debt - Wikipedia

    en.wikipedia.org/wiki/Credit_card_debt

    Credit card debt results when a client of a credit card company purchases an item or service through the card system. Debt grows through the accrual of interest and penalties when the consumer fails to repay the company for the money they have spent. If the debt is not paid on time, the company will charge a late-payment penalty and report the ...

  4. How to pay off credit card debt - AOL

    www.aol.com/finance/pay-off-credit-card-debt...

    2. Test the snowball method. With the snowball method, you pay off your debts from smallest to largest. Getting a debt paid off in the shortest time possible is a good motivator that could help ...

  5. How to pay off credit card debt - AOL

    www.aol.com/finance/pay-off-credit-card-debt...

    However, a combination of these seven payoff strategies can reduce your debt, lower your credit card APR and put you on the right track toward becoming debt free. 1. Try the avalanche method. This ...

  6. Best debt relief options for credit card debt - AOL

    www.aol.com/finance/best-debt-relief-options...

    Bankruptcy is a legal process that provides relief from overwhelming debt by liquidating assets or creating a repayment plan. Chapter 7 bankruptcy is used for unsecured loans (such as credit card ...

  7. How to settle credit card debt - AOL

    www.aol.com/finance/settle-credit-card-debt...

    Capital One: Call the Capital One personal credit card service line at 1-800-227-4825 to start the settlement process. Citi: Call Citi’s customer service line at 1-800-347-4934 for help with ...

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