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Defer your bonus check: If you’re having a particularly high-income year or are on the end of two tax brackets, you may be able to request that your employer defer your bonus until the new year.
"The main source of energy in high-frequency wands and devices is argon or neon gas electrodes that increase oxygen (an enriched form of oxygen), which increases blood circulation," Engelman adds.
Review sign-up bonuses. If you’re deciding between multiple credit cards, it wouldn’t hurt to earn extra rewards or a statement credit from buying what you already planned to.