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Controlled payment number. A controlled payment number, disposable credit card or virtual credit card is an alias for a credit card number, with a limited number of transactions, and an expiration date between two and twelve months from the issue date. This "alias" number is indistinguishable from an ordinary credit card number, and the user's ...
Payment processor. A payment processor is a system that enables financial transactions, commonly employed by a merchant, to handle transactions with customers from various channels such as credit cards and debit cards or bank accounts. They are usually broken down into two types: front-end and back-end. Front-end processors have connections to ...
A virtual terminal is a software application (often a web application) for merchants which allows them to accept payment with a payment card, specifically a credit card, without requiring the physical presence of the card (“card not present transaction”). [citation needed] They are called “virtual” terminals in contrast to the physical ...
Virtual credit card numbers are created on the fly when you check out. And contactless credit and debit cards let you pay at the register by holding your card near the credit card reader or ...
none. Current status. active. PayPal Credit, formerly named Bill Me Later (BML), is a proprietary buy now, pay later payment method offered on merchant websites, including those of Wal-Mart, Home Depot, USPS and eBay in the United States. [1] The site provides consumers with a line of revolving credit through Synchrony Bank.
A merchant plug-in ( MPI) is a software module designed to facilitate 3-D Secure verifications to help prevent credit card fraud. [1] The MPI identifies the account number and queries the servers of the card issuer ( Visa, MasterCard, or JCB International) to determine if it is enrolled in a 3D-Secure program and returns the web site address of ...
Affirm Holdings, Inc. is an American financial technology company that provides buy now, pay later loans to consumers and small businesses. [2] [3] Founded by PayPal co-founder Max Levchin in 2012, [4] the company is the largest U.S. based buy now, pay later lender.
Visa Inc. (/ ˈviːzə, ˈviːsə /) is an American multinational payment card services corporation headquartered in San Francisco, California. [1][4] It facilitates electronic funds transfers throughout the world, most commonly through Visa-branded credit cards, debit cards and prepaid cards. [5]
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