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  2. Types of Health Insurance Plans: HMO, PPO, HSA, Fee for ...

    www.webmd.com/health-insurance/types-of-health...

    Copays and/or co-insurance for each type of care. A copay is a flat fee, such as $15, that you pay when you get care. Coinsurance is when you pay a percentage of the charges for care, for example ...

  3. Health insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Health_insurance_in_the...

    In the United States, health insurance helps pay for medical expenses through privately purchased insurance, social insurance, or a social welfare program funded by the government. [1][2] Synonyms for this usage include "health coverage", "health care coverage", and "health benefits". In a more technical sense, the term "health insurance" is ...

  4. How to Use Your Health Insurance: Costs, Networks, and More

    www.webmd.com/health-insurance/how-to-use-your...

    Paying for health care involves two types of costs. You pay a monthly premium and your cost-sharing -- the portion of each treatment or service that is your responsibility. The amount of money you ...

  5. Health insurance - Wikipedia

    en.wikipedia.org/wiki/Health_insurance

    A health insurance policy is: A contract between an insurance provider (e.g. an insurance company or a government) and an individual or his/her sponsor (that is an employer or a community organization). The contract can be renewable (annually, monthly) or lifelong in the case of private insurance. It can also be mandatory for all citizens in ...

  6. The Pros and Cons of Obamacare - Healthline

    www.healthline.com/health/consumer-healthcare-guide

    Cons. Outlook. Some pros of Obamacare include more affordable health insurance and coverage for preexisting health conditions, while some cons include people having to pay higher premiums. The ...

  7. What Is an HMO? - WebMD

    www.webmd.com/health-insurance/what-is-hmo

    A health maintenance organization, or an HMO, is a common type of health insurance plan. If you’re a member of an HMO, your insurance company agrees to pay for your health care when you use a ...

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