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  2. How to consolidate debt without hurting your credit

    www.aol.com/finance/consolidate-debt-without...

    Your credit score: One goal of debt consolidation is to reduce the interest rate on your debt. The idea here is to pay a lower interest rate on a consolidation loan or balance transfer credit card ...

  3. Best debt relief options for credit card debt - AOL

    www.aol.com/finance/best-debt-relief-options...

    Debt consolidation is one of the best options for credit card debt relief, and not just because of the lower interest rates. It can help you pay off your debt faster and may even help your credit ...

  4. Pros and cons of debt consolidation

    www.aol.com/finance/pros-cons-debt-consolidation...

    Takeaway: Because you use the loan funds to pay off other debts, debt consolidation can turn two or three payments into a single payment. This can simplify budgeting and create fewer opportunities ...

  5. How to Consolidate Credit Card Debt - AOL.com

    www.aol.com/consolidate-credit-card-debt...

    You can pay down or pay off your credit card debt with a loan that’s secured by your house or car. You’ll need to own your car outright or have at least 20 percent equity in your home to qualify.

  6. Does Debt Consolidation Affect Your Credit Score? It Depends

    www.aol.com/finance/does-debt-consolidation...

    Debt consolidation usually means taking out a loan to pay off existing debts, most commonly credit card debt. These are technically personal loans that lenders often market as “debt ...

  7. How to pay off credit card debt - AOL

    www.aol.com/finance/pay-off-credit-card-debt...

    However, a combination of smart money moves can reduce your debt, lower your credit card APR and put you on the right track toward a debt-free life. Here are several techniques for paying off ...

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