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2. Crowding out (economics) - Wikipedia

   en.wikipedia.org/wiki/Crowding_out_(economics)

   However, the rate for short-term debt is always set by intervention by central banks - they pay interest on reserve balances to set a floor on inter-bank lending rates and therefore bank-customer lending rates. Additionally, private credit is not constrained by any "amount of funds" or "money supply" or similar concept.

3. U.S. prime rate - Wikipedia

   en.wikipedia.org/wiki/U.S._Prime_Rate

   The Wall Street Journal Prime Rate (WSJ Prime Rate) is a measure of the U.S. prime rate, defined by The Wall Street Journal (WSJ) as "the base rate on corporate loans posted by at least 70% of the 10 largest U.S. banks". It is not the "best" rate offered by banks. It should not be confused with the discount rate set by the Federal Reserve ...

4. Federal funds rate - Wikipedia

   en.wikipedia.org/wiki/Federal_funds_rate

   Federal funds rate vs unemployment rate. In the United States, the federal funds rate is the interest rate at which depository institutions (banks and credit unions) lend reserve balances to other depository institutions overnight on an uncollateralized basis. Reserve balances are amounts held at the Federal Reserve.

5. Hard money lending: Guide to hard money loans and lenders - AOL

   www.aol.com/finance/hard-money-lending-guide...

   Hard money loan interest rates might be in the double-digits — far higher than the rates for 30-year fixed-rate mortgages. The rates and fees are typically determined by how much financing you ...

6. Understanding online marketplace lending - AOL

   www.aol.com/finance/understanding-online...

   An online lending network lets you simultaneously compare personal loan offers, including rates, terms and fees from a company's partner lenders. When you submit your application, the network uses ...

7. Creative Financing for Real Estate: 13 Ideas for Your Next ...

   www.aol.com/lifestyle/creative-financing-real...

   10. Gap Funding. Some lenders offer to cover your down payment on an investment property — for a steep price. That price could come in the form of sky-high interest and fees. Or they may require ...

8. Interbank lending market - Wikipedia

   en.wikipedia.org/wiki/Interbank_lending_market

   The interbank lending market is a market in which banks lend funds to one another for a specified term. Most interbank loans are for maturities of one week or less, the majority being overnight. Such loans are made at the interbank rate (also called the overnight rate if the term of the loan is overnight). A sharp decline in transaction volume ...

9. Prime rate - Wikipedia

   en.wikipedia.org/wiki/Prime_rate

   The prime rate is used often as an index in calculating rate changes to adjustable-rate mortgages (ARM) and other variable rate short-term loans. It is used in the calculation of some private student loans. Many credit cards and home equity lines of credit with variable interest rates have their rate specified as the prime rate (index) plus a ...