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2. Debt settlement - Wikipedia

   en.wikipedia.org/wiki/Debt_settlement

   Debt settlement is the process of negotiating with creditors to reduce overall debts in exchange for a lump sum payment. A successful settlement occurs when the creditor agrees to forgive a percentage of the total account balance. Normally, only unsecured debts, not secured by real assets like homes or autos, can be settled.

3. Getting to Yes - Wikipedia

   en.wikipedia.org/wiki/Getting_to_Yes

   Getting to Yes: Negotiating Agreement Without Giving In is a best-selling 1981 non-fiction book by Roger Fisher and William Ury. [1] Subsequent editions in 1991 [2] and 2011 [3] added Bruce Patton as co-author. All of the authors were members of the Harvard Negotiation Project. The book suggests a method of principled negotiation consisting of ...

4. 5 Tips for Negotiating Better Terms With Your Bank - AOL

   www.aol.com/5-tips-negotiating-better-terms...

   You can send a formal document to your bank to indicate to it that you want to settle for a lump sum. It’s often best to start with a lower offer, such as 25% to 30% of your debt, giving you ...

5. Payback: Debt and the Shadow Side of Wealth - Wikipedia

   en.wikipedia.org/wiki/Payback:_Debt_and_the...

   The Wayfinders. Payback: Debt and the Shadow Side of Wealth is a non-fiction book written by Margaret Atwood, about the nature of debt, for the 2008 Massey Lectures. Each of the book's five chapters was delivered as a one-hour lecture in a different Canadian city, beginning in St. John's, Newfoundland, on October 12 and ending in Toronto on ...

6. How to negotiate debt with credit card companies - AOL

   www.aol.com/finance/negotiate-debt-credit-card...

   Using a debt settlement company. These companies can call up creditors and negotiate on your behalf to get your bills lowered. They will then typically put you on a payment plan to pay off any ...

7. These experts say not all debt is bad: Here’s how to make ...

   www.aol.com/finance/experts-not-debt-bad-debt...

   Ryan Moore, financial advisor at TBS Retirement Planning, says that “if the purpose of debt is an investment or a tool used to create wealth, the debt is good.”. “For example, your house ...