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Educational Credit Management Corporation ( ECMC) is a United States nonprofit corporation based in Minnesota. Since 1994, ECMC has operated in the areas of student loan bankruptcy management and loan collection. ECMC is one of a number of guaranty agencies that oversee student loans for the United States Department of Education.
EdFund is the United States' second largest provider of student loan guarantee services under the Federal Family Education Loan Program (FFELP). [citation needed] It is organized as a non-profit public-benefit corporation. EdFund offers students and their families a wide range of information on the value of higher education, how to pursue it ...
The Voluntary Flexible Agreement (VFA) was created by the United States Congress in 1998 during a reauthorization of the Higher Education Act of 1965. The VFA enables Federal Family Education Loan Program (FFELP) guarantors to develop programs and techniques to help borrowers avoid student-loan default and all of its negative consequences.
Getting a student loan can be complicated, and one way to improve your odds is to get a co-signer (or guarantor).Many borrowers resort to this option for a variety of reasons — for instance ...
Around 44% of federal student loan borrowers who begin repayment in October have a new loan service provider, according to the Consumer Financial Protection Bureau, after three loan service ...
To get student loans discharged, you'll need to prove that they cause you "undue hardship." Borrowers can choose between Chapter 7 and Chapter 13 bankruptcy, but they must file a separate ...
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