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Earthquake insurance is available as an endorsement or a stand-alone policy. Due to the possibility of aftershocks, insurance companies may impose a waiting period anywhere from ...
Earthquake insurance is a separate endorsement or policy, depending on the state, for coverage from damages caused by an earthquake to your home and belongings. Typically, earthquakes aren’t ...
After a 4.8 magnitude earthquake struck Friday in Hunterdon County, insurance brokers reported a spike in inquiries about whether homes are covered for earthquake damage.
Earthquake insurance is a form of property insurance that pays the policyholder in the event of an earthquake that causes damage to the property. Most ordinary homeowners insurance policies do not cover earthquake damage. Most earthquake insurance policies feature a high deductible, which makes this type of insurance useful if the entire home ...
Despite this significant market share, only 14% of all residential insurance policyholders in the state had earthquake coverage. This percentage includes various types of dwellings, with homeowners and condo owners at approximately 16%, renters at 14%, and mobile home owners at 20%.
Home insurance. Home insurance, also commonly called homeowner's insurance (often abbreviated in the US real estate industry as HOI ), is a type of property insurance that covers a private residence. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its contents ...
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4. Old homes are cheap to insure. Contrary to a common home insurance myth, insuring older homes is not always cheaper than insuring newer ones. This misconception might stem from the idea that ...
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