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  2. Authorization hold - Wikipedia

    en.wikipedia.org/wiki/Authorization_hold

    Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.

  3. Wells Fargo cross-selling scandal - Wikipedia

    en.wikipedia.org/wiki/Wells_Fargo_cross-selling...

    Wells Fargo clients began to notice the fraud after being charged unanticipated fees and receiving unexpected credit or debit cards or lines of credit. Initial reports blamed individual Wells Fargo branch workers and managers for the problem, as well as sales incentives associated with selling multiple "solutions" or financial products.

  4. List of major credit card issuers and networks - AOL

    www.aol.com/finance/list-major-credit-card...

    Wells Fargo was founded in 1852 and has grown to become a major issuer of mortgage loans, car loans, credit cards and more. That said, Wells Fargo is a relative newcomer to the credit card space ...

  5. How to See If You're Prequalified for a Credit Card - AOL

    www.aol.com/finance/see-youre-prequalified...

    Marketing from credit card companies: The classic way to be prequalified is to receive a letter in the mail from a credit card company that tells you you’re prequalified. (As mentioned above, it ...

  6. Wachovia - Wikipedia

    en.wikipedia.org/wiki/Wachovia

    The Federal Reserve unanimously approved the merger with Wells Fargo on October 12, 2008. [64] The combined company retained the Wells Fargo name, and was based in San Francisco. However, Charlotte remained as the headquarters for the combined company's East Coast banking operations, and Wachovia Securities remained in Charlotte [citation ...

  7. Pre-Approved Credit Card Offers: 4 Things You Really ... - AOL

    www.aol.com/news/2013-09-06-preapproved-credit...

    Well, here's the good news: The "pre-approval" process doesn't actually involve checking your credit report. "You are not 'pre-approved,' you are conditionally approved," explains John Ulzheimer ...

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