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2. How to pay off credit card debt - AOL

   www.aol.com/finance/pay-off-credit-card-debt...

   However, a combination of smart money moves can reduce your debt, lower your credit card APR and put you on the right track toward a debt-free life. Here are several techniques for paying off ...

3. How to consolidate debt without hurting your credit

   www.aol.com/finance/consolidate-debt-without...

   Your credit score: One goal of debt consolidation is to reduce the interest rate on your debt. The idea here is to pay a lower interest rate on a consolidation loan or balance transfer credit card ...

4. How do you qualify for a debt consolidation loan?

   www.aol.com/finance/qualify-debt-consolidation...

   1. Check credit score. You’ll typically need a credit score of at least 700 to qualify for a debt consolidation loan with a competitive interest rate. Although a lower credit score doesn’t ...

5. How does debt consolidation work? Answers from someone who’s ...

   www.aol.com/finance/debt-consolidation-loans...

   Debt consolidation is a form of debt refinancing in which the borrower takes out a loan, credit card or line of credit and uses it to pay off other debts. This helps debt repayment as the borrower ...

6. Credit card debt - Wikipedia

   en.wikipedia.org/wiki/Credit_card_debt

   Credit card debt results when a client of a credit card company purchases an item or service through the card system. Debt grows through the accrual of interest and penalties when the consumer fails to repay the company for the money they have spent. If the debt is not paid on time, the company will charge a late-payment penalty and report the ...

7. Debt consolidation without a loan: Here’s how to do it

   www.aol.com/finance/alternatives-debt...

   Because debt consolidation loans are unsecured personal loans, lenders may have stricter eligibility requirements. This could make it difficult for those with low credit scores to qualify or get ...

8. Should you get a personal loan to pay off credit card debt? - AOL

   www.aol.com/finance/personal-loan-pay-off-credit...

   At that rate, you are not even paying off all of your interest, so you will never pay off the debts. If you are able to secure a personal loan for your total of $12,000 in credit card debt with an ...

9. What can I use a debt consolidation loan for?

   www.aol.com/finance/debt-consolidation-loan...

   Key takeaways. Debt consolidation can be an effective way to manage and pay off multiple forms of debt, such as credit card debt, student loans and medical debt. Pros of debt consolidation include ...