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2. How does debt consolidation work? Answers from someone who’s ...

   www.aol.com/finance/debt-consolidation-loans...

   Debt consolidation is a form of debt refinancing in which the borrower takes out a loan, credit card or line of credit and uses it to pay off other debts. This helps debt repayment as the borrower ...

3. Debt consolidation without a loan: Here’s how to do it

   www.aol.com/finance/alternatives-debt...

   Key takeaways. Debt consolidation loans may not be the best option for every financial situation. Balance transfer credit cards, home equity loans and home equity lines of credit (HELOCs) are ways ...

4. 5 best debt consolidation options

   www.aol.com/finance/5-best-debt-consolidation...

   Bankrate’s take:Debt consolidation loanscan be used for consolidating credit card debt, medical debt and student loan debt. 4. Peer-to-peer loan. Peer-to-peer (P2P) lending platforms pair ...

5. Debt consolidation - Wikipedia

   en.wikipedia.org/wiki/Debt_consolidation

   Personal finance. Debt consolidation is a form of debt refinancing that entails taking out one loan to pay off many others. [1] This commonly refers to a personal finance process of individuals addressing high consumer debt, but occasionally it can also refer to a country's fiscal approach to consolidate corporate debt or government debt. [2]

6. Does Debt Consolidation Affect Your Credit Score? It Depends

   www.aol.com/finance/does-debt-consolidation...

   It Depends. kaz.Weida@thepennyhoarder.com (Kaz Weida) November 17, 2022 at 10:00 AM. Debt consolidation is usually billed as a smart financial move, because it can boost your credit score and save ...

7. Credit card debt - Wikipedia

   en.wikipedia.org/wiki/Credit_card_debt

   Credit card debt results when a client of a credit card company purchases an item or service through the card system. Debt grows through the accrual of interest and penalties when the consumer fails to repay the company for the money they have spent. If the debt is not paid on time, the company will charge a late-payment penalty and report the ...