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2. How to consolidate debt without hurting your credit

   www.aol.com/finance/consolidate-debt-without...

   Your credit score: One goal of debt consolidation is to reduce the interest rate on your debt. The idea here is to pay a lower interest rate on a consolidation loan or balance transfer credit card ...

3. What nonprofit debt consolidation is and how it works

   www.aol.com/finance/nonprofit-debt-consolidation...

   Instead of taking out a loan or credit card on your own to combine your balances, you work with a nonprofit debt consolidation company to set up a debt management plan that is more feasible for ...

4. What are debt relief companies and how do they work? - AOL

   www.aol.com/finance/debt-relief-companies-look-3...

   A debt management plan (DMP) is a repayment plan for people with multiple debt balances. You’ll work with a debt relief company or credit counselor to pay down your existing debt in three to ...

5. Debt consolidation - Wikipedia

   en.wikipedia.org/wiki/Debt_consolidation

   Personal finance. Debt consolidation is a form of debt refinancing that entails taking out one loan to pay off many others. [1] This commonly refers to a personal finance process of individuals addressing high consumer debt, but occasionally it can also refer to a country's fiscal approach to consolidate corporate debt or government debt. [2]

6. How to pay off credit card debt - AOL

   www.aol.com/finance/pay-off-credit-card-debt...

   2. Test the snowball method. With the snowball method, you pay off your debts from smallest to largest. Getting a debt paid off in the shortest time possible is a good motivator that could help ...

7. How does debt consolidation work? Answers from someone who’s ...

   www.aol.com/finance/debt-consolidation-loans...

   Debt consolidation is a form of debt refinancing in which the borrower takes out a loan, credit card or line of credit and uses it to pay off other debts. This helps debt repayment as the borrower ...

8. 5 best debt consolidation options

   www.aol.com/finance/5-best-debt-consolidation...

   Bankrate’s take:Debt consolidation loanscan be used for consolidating credit card debt, medical debt and student loan debt. 4. Peer-to-peer loan. Peer-to-peer (P2P) lending platforms pair ...

9. Debt relief: Pros and cons - AOL

   www.aol.com/finance/debt-relief-pros-cons...

   Cons of debt consolidation. The 0 percent APR periods on balance transfer cards don’t last forever and will often come with high variable interest rates. Consolidation doesn’t eliminate or ...