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PMI Colleges, formerly known as Philippine Maritime Institute, is a private, non-sectarian, co-educational higher education, Maritime institution established on September 18, 1948 in Santa Cruz, Manila, Philippines where its main campus is located. PMI Colleges is considered as the second oldest and the largest among over one hundred private ...
When To Pay Rent Instead. To ensure a hassle-free rent payment, try to make payments mid-week. “In my practice, I’ve noticed that the best days to handle significant online transactions like ...
Private mortgage insurance (PMI) is an extra monthly fee that you pay on a conventional mortgage if you put less than 20 percent down. PMI must be terminated at a certain point in your loan term ...
The mortgage industry of the United States is a major financial sector. The federal government created several programs, or government sponsored entities, to foster mortgage lending, construction and encourage home ownership. These programs include the Government National Mortgage Association (known as Ginnie Mae), the Federal National Mortgage ...
The Home Affordable Refinance Program (HARP) was created by the Federal Housing Finance Agency in March 2009 to allow those with a loan-to-value ratio exceeding 80% to refinance without also paying for mortgage insurance. Originally, only those with an LTV of 105% could qualify. Later that same year, the program was expanded to include those ...
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An FHA insured loan is a US Federal Housing Administration mortgage insurance backed mortgage loan that is provided by an FHA-approved lender. FHA mortgage insurance protects lenders against losses. [1] They have historically allowed lower-income Americans to borrow money to purchase a home that they would not otherwise be able to afford.