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  2. Top CD rates today: Jan. 23, 2024 — 6 terms earn 5% or higher

    www.aol.com/finance/top-cd-rates-today-jan...

    Wells Fargo: Wells Fargo offers a seven-month Special Fixed Rate CD that pays 4.75 percent APY, with a required minimum deposit of $5,000. (A relationship APY of 5.01 percent is available on ...

  3. Wells Fargo Review 2024: Multiple checking and saving ... - AOL

    www.aol.com/finance/wells-fargo-review-2024...

    Wells Fargo CD rates. Wells Fargo offers various standard interest rates, APY, relationship interest rates, and relationship APYs on CDs. The rates range from 1.49% to 5.01%, depending on the term ...

  4. The best CD rates for March 21, 2024 - AOL

    www.aol.com/finance/best-cd-rates-today-top...

    Here’s a one-year ladder with four “rungs” for an overall 5.25% yield based on today’s top CD rates: 3-month CD at 5.5% APY at America First Credit Union. 6-month CD at 4.80% APY at Sallie Mae

  5. The best CD rates for April 23, 2024 - AOL

    www.aol.com/finance/best-cd-rates-today-you-can...

    Look no further than these FDIC-insured digital banks and online accounts offering the highest rates of return — 5.05% APY and higher on terms of up to 12 months with no or low minimum ...

  6. Certificate of deposit - Wikipedia

    en.wikipedia.org/wiki/Certificate_of_deposit

    A certificate of deposit ( CD) is a time deposit sold by banks, thrift institutions, and credit unions in the United States. CDs typically differ from savings accounts because the CD has a specific, fixed term before money can be withdrawn without penalty and generally higher interest rates. The bank expects the CDs to be held until maturity ...

  7. Market-linked CD - Wikipedia

    en.wikipedia.org/wiki/Market-Linked_CD

    The participation rate is the percentage at which a market-linked CD's annual return will correspond to the performance of the index it is tied to. For example, an index sees a 20 percent gain, but the indexed CD has a participation rate of 80 percent. The CD will produce a return of 16 percent, which is 80 percent of 20 percent.

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