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  2. How do certificates of deposit work? Understanding CDs ... - AOL

    www.aol.com/finance/how-do-cds-work-220139365.html

    Benefits of a CD. Your money is safe. Your initial deposit and interest earned are insured for up to $250,000 per depositor, per institution, by the FDIC or NCUA, making them a safe investment ...

  3. How To Calculate Your CD Account’s Value - AOL

    www.aol.com/finance/calculate-cd-account-value...

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  4. What to do when your CD matures in a falling-rate environment

    www.aol.com/finance/cd-matures-falling-rate...

    Keep the CD in the same term. You could choose to do nothing and allow your CD to renew automatically. However, the drawback is that you’ll risk getting a lower interest rate. Camberato suggests ...

  5. Certificate of deposit - Wikipedia

    en.wikipedia.org/wiki/Certificate_of_deposit

    A certificate of deposit (CD) is a time deposit sold by banks, thrift institutions, and credit unions in the United States. CDs typically differ from savings accounts because the CD has a specific, fixed term before money can be withdrawn without penalty and generally higher interest rates. The bank expects the CDs to be held until maturity, at ...

  6. Future value - Wikipedia

    en.wikipedia.org/wiki/Future_value

    Future value. Future value is the value of an asset at a specific date. [1] It measures the nominal future sum of money that a given sum of money is "worth" at a specified time in the future assuming a certain interest rate, or more generally, rate of return; it is the present value multiplied by the accumulation function. [2]

  7. Credit default swap - Wikipedia

    en.wikipedia.org/wiki/Credit_default_swap

    Credit default swaps in their current form have existed since the early 1990s and increased in use in the early 2000s. By the end of 2007, the outstanding CDS amount was $62.2 trillion, [3] falling to $26.3 trillion by mid-year 2010 [4] and reportedly $25.5 [5] trillion in early 2012.

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