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2. Why did my credit score drop after paying off debt? - AOL

   www.aol.com/finance/why-did-credit-score-drop...

   You take out a debt consolidation loan to pay off the $2,750 debt. You close out the three cards tied to the $2,750 balance you’re paying off, but those cards totaled in $9,500 of available credit.

3. How to consolidate debt without hurting your credit

   www.aol.com/finance/consolidate-debt-without...

   Your credit score: One goal of debt consolidation is to reduce the interest rate on your debt. The idea here is to pay a lower interest rate on a consolidation loan or balance transfer credit card ...

4. How To Consolidate Credit Card Debt - AOL.com

   www.aol.com/finance/consolidate-credit-card-debt...

   You’ll likely pay closing costs on a HEL or HELOC loan, which reduce how much you save by consolidating your credit card debt. Repay Credit Card Debt With Retirement Money. You can tap into your ...

5. How do you qualify for a debt consolidation loan?

   www.aol.com/finance/qualify-debt-consolidation...

   1. Check credit score. You’ll typically need a credit score of at least 700 to qualify for a debt consolidation loan with a competitive interest rate. Although a lower credit score doesn’t ...

6. Debt consolidation - Wikipedia

   en.wikipedia.org/wiki/Debt_consolidation

   Personal finance. Debt consolidation is a form of debt refinancing that entails taking out one loan to pay off many others. [1] This commonly refers to a personal finance process of individuals addressing high consumer debt, but occasionally it can also refer to a country's fiscal approach to consolidate corporate debt or government debt. [2]

7. How to pay off credit card debt - AOL

   www.aol.com/finance/pay-off-credit-card-debt...

   However, a combination of smart money moves can reduce your debt, lower your credit card APR and put you on the right track toward a debt-free life. Here are several techniques for paying off ...

8. Credit card debt - Wikipedia

   en.wikipedia.org/wiki/Credit_card_debt

   Credit card debt results when a client of a credit card company purchases an item or service through the card system. Debt grows through the accrual of interest and penalties when the consumer fails to repay the company for the money they have spent. If the debt is not paid on time, the company will charge a late-payment penalty and report the ...

9. Best debt relief options for credit card debt - AOL

   www.aol.com/finance/best-debt-relief-options...

   Bankruptcy. Bankruptcy is a legal process that provides relief from overwhelming debt by liquidating assets or creating a repayment plan. Chapter 7 bankruptcy is ideal for unsecured loans (such as ...