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2. How does debt consolidation work? Answers from someone who’s ...

   www.aol.com/finance/debt-consolidation-loans...

   Debt consolidation is a form of debt refinancing in which the borrower takes out a loan, credit card or line of credit and uses it to pay off other debts. This helps debt repayment as the borrower ...

3. How to consolidate debt without hurting your credit

   www.aol.com/finance/consolidate-debt-without...

   Your credit score: One goal of debt consolidation is to reduce the interest rate on your debt. The idea here is to pay a lower interest rate on a consolidation loan or balance transfer credit card ...

4. Pros and cons of debt consolidation

   www.aol.com/finance/pros-cons-debt-consolidation...

   5. Boost credit. While a debt consolidation loan may initially lower your credit score slightly since you’ll have to go through a hard credit inquiry, over time it will likely improve your score ...

5. How to pay off credit card debt - AOL

   www.aol.com/finance/pay-off-credit-card-debt...

   2. Test the snowball method. With the snowball method, you pay off your debts from smallest to largest. Getting a debt paid off in the shortest time possible is a good motivator that could help ...

6. 4 types of debt you can consolidate

   www.aol.com/finance/3-types-debt-consolidate...

   Unsecured debt, such as credit cards, student loans, medical bills and high-interest loans can all be consolidated. Debt consolidation is when you take out a new loan to pay off multiple debts and ...

7. Should you get a personal loan to pay off credit card debt? - AOL

   www.aol.com/finance/personal-loan-pay-off-credit...

   At that rate, you are not even paying off all of your interest, so you will never pay off the debts. If you are able to secure a personal loan for your total of $12,000 in credit card debt with an ...