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This month, Congress will vote on a bill to eliminate almost all of the funding for popular credit card reward programs like cash back and travel points. This legislation would allow retailers to ...
Sens. Dick Durbin (D–Ill.) and J.D. Vance (R–Ohio) are two of the leading sponsors of the Credit Card Competition Act, which would artificially cap so-called swipe fees charged by credit card ...
The Credit Card Accountability Responsibility and Disclosure (CARD) Act of 2009 is a federal statute passed by the United States Congress and signed by U.S. President Barack Obama on May 22, 2009. It is a comprehensive credit card reform legislation that aims "to establish fair and transparent practices relating to the extension of credit under ...
The credit unions existed long before the scandal. However, the Office of the House Sergeant-at-Arms had offered a much more-convenient clearing house for Members of Congress' checks, and overdraft protection was managed in a much more lenient (and less expensive) manner than that by the credit unions or, for that matter, any chartered bank.
Among credit card holders, 86% have an active rewards card. This includes more than three out of four balance-active cardholders with a household income of less than $50,000.
On September 8, 2014, Home Depot confirmed that their payment systems were compromised. According to their press release, this breach affected any customers who made purchases at any Home Depot store from April 2014 to September 2014. Home Depot offered its affected customers a free one-year credit monitoring service from AllClear ID. Also in ...
Consumer credit card debt in the United States exceeds $1 trillion as of the second quarter (Q2) of 2023, according to the Federal Reserve Bank of New York.The average American credit card debt ...
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