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Digital banking is the delivery of banking services over the internet, including online banking and mobile banking. Learn about the history, benefits, challenges and trends of digital banking, as well as the difference between digital and physical cash.
A central bank digital currency (CBDC) is a digital currency issued by a central bank, rather than by a commercial bank. Learn about the history, implementation, characteristics, and challenges of CBDCs, and compare them with cryptocurrencies and virtual currencies.
Digital currency is any money managed, stored or exchanged on digital systems, such as cryptocurrency, virtual currency and central bank digital currency. Learn about the origins, properties and sub-types of digital currencies, and how they differ from traditional fiat money.
At the time of this writing, there were 79,833 FDIC-insured bank branches across the U.S. (FDIC) The bank with the most branches is Chase Bank, which has around 4,900 branches in the U.S. and ...
Online banking, also known as internet banking, is a system that enables customers to conduct financial transactions through a website or app. Learn about the origins, benefits and features of online banking, as well as the types of banks that operate entirely or partly online.
A digital citizen is a person who uses information technology to engage in society, politics, and government. Learn about the different meanings, types, and challenges of digital citizenship in the context of the algorithmic society.
Fintech is the application of innovative technologies to products and services in the financial industry. Learn about the evolution of fintech from the late 19th century to the present, and the various types of fintech applications, such as digital banking, online lending, cryptocurrencies, and more.
Open banking is a financial service that allows data sharing between banks and third-party providers through APIs. Learn about its origins, benefits, challenges and legal frameworks in different countries and regions.