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Overview. Insurance companies themselves, as well as self-insuring employers, purchase stop-loss coverage for a premium to protect themselves. In the case of a participant reaching more than the specific (or "individual") stop-loss deductible ($300,000, for example), the insurer will reimburse the insured (the company, not the participant) for the remainder of the claim to be paid over that ...
Allstate: The Allstate gap program waives the difference between a primary auto insurance settlement and the outstanding balance owed on a vehicle. It waives covered losses up to $50,000 and ...
The primary reason for professional liability coverage is that a typical general liability insurance policy will respond only to a bodily injury, property damage, personal injury or advertising injury claim. Other forms of insurance cover employers, public and product liability. However, various professional services and products can give rise ...
Most likely yes. You can shop for insurance online through the Marketplace. I f you lost your job or your employer dropped your insurance, you will qualify for a special enrollment period. You may ...
For instance, if you run a stop sign and get hit, but your car is only somewhat damaged, gap coverage would not apply. However, if you have collision insurance , that can help pay for repairs in ...
In fact, he’s part of a phenomenon that the media has dubbed the “Great Resignation.”. A record 4.3 million American workers quit their jobs in August, and another 4.4 million gave notice in ...
Cancer and Insurance Coverage. Health plans* have to help pay for your cancer treatment. You have rights as a cancer patient under the Affordable Care Act: Your insurance cannot be canceled ...
The Longshore and Harbor Workers' Compensation Act, 33 U.S.C. §§ 901 – 950, commonly referred to as the "Longshore Act" or "LHWCA" is federal workers' compensation law/act enacted in 1927. Initially, it mandated coverage to employees injured on navigable waters of the United States. Today, it mandates that coverage be provided to certain ...
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