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2. Private mortgage insurance (PMI): What it is and how it works

   www.aol.com/finance/private-mortgage-insurance...

   You’ll pay PMI until you’ve reached 20 percent equity in your home, or an 80 percent loan-to-value (LTV) ratio on your mortgage. Loan servicers must cancel PMI once you reach a 78 percent LTV ...

3. With interest rates falling, is it time to refinance mortgage ...

   www.aol.com/interest-rates-falling-time...

   Eliminate private mortgage insurance (PMI): If you have a conventional mortgage, you’re required to pay PMI if you made a down payment of less than 20%. PMI can be removed on your existing ...

4. Mortgage insurance vs homeowners insurance: what’s the ...

   www.aol.com/finance/mortgage-insurance-vs...

   Mortgage insurance — sometimes referred to as PMI — financially protects your lender if you default on mortgage payments; homeowners insurance financially protects your home with coverage for ...

5. Mortgage insurance - Wikipedia

   en.wikipedia.org/wiki/Mortgage_insurance

   In other words, when purchasing or refinancing a home with a conventional mortgage, if the loan-to-value (LTV) is greater than 80% (or equivalently, the equity position is less than 20%), the borrower will likely be required to carry private mortgage insurance. PMI rates can range from 0.14% to 2.24% of the principal balance per year based on ...

6. Lenders mortgage insurance - Wikipedia

   en.wikipedia.org/wiki/Lenders_mortgage_insurance

   Mortgage insurance became tax-deductible in 2007 in the US. [3] For some homeowners, the new law made it cheaper to get mortgage insurance than to get a 'piggyback' loan. The MI tax deductibility provision passed in 2006 provides for an itemized deduction for the cost of private mortgage insurance for homeowners earning up to $109,000 annua

7. How much house can I afford? Here’s how to do the math. - AOL

   www.aol.com/finance/much-house-afford-math...

   Setting your down payment and loan term. ... you’ll also need to pay for private mortgage insurance (PMI), which will add to your monthly costs. ... Save 1% of your home’s purchase price for ...

8. Professional certification in financial services - Wikipedia

   en.wikipedia.org/wiki/Professional_certification...

   Following is a partial list of professional certifications in financial services, with an overview of the educational and continuing requirements for each; see Professional certification § Accountancy, auditing and finance and Category:Professional certification in finance for all articles.

9. How to get rid of private mortgage insurance (PMI) - AOL

   www.aol.com/finance/rid-private-mortgage...

   You must do the following to cancel PMI: Make the PMI cancellation request to your lender or servicer in writing. Be current on your mortgage payments, with a good payment history. Meet other ...