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A Universal Payment Identification Code ( UPIC) is an identifier (or banking address) for a bank account in the United States used to receive electronic credit payments. [1] A UPIC acts exactly like a US bank account number and protects sensitive banking information. The actual bank account number, including the bank's ABA routing transit ...
Transaction authentication number. A transaction authentication number ( TAN) is used by some online banking services as a form of single use one-time passwords (OTPs) to authorize financial transactions. TANs are a second layer of security above and beyond the traditional single-password authentication .
Authorization hold. Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement ), after the ...
If you look at a bank-issued check, you’ll see a series of numbers printed along the bottom edge of the check. The first set of numbers is the nine-digit bank routing number. The second set of ...
Bump-up CD. A bump-up CD — also called a “raise your rate” CD — builds in the ability for you to request a one-time rate increase if CD rates go up during your lock-in term. Longer term ...
For example, $225K would be understood to mean $225,000, and $3.6K would be understood to mean $3,600. Multiple K's are not commonly used to represent larger numbers. In other words, it would look odd to use $1.2KK to represent $1,200,000. Ke – Is used as an abbreviation for Cost of Equity (COE).
Next, separate numbers greater than 10 into two separate digits (e.g., 57 becomes 5 and 7) add up all the integer values, each less than 10 now. Finally, subtract that summed value from the next higher integer ending in zero (e.g., If the summed value is 72, then 80 is the next higher integer ending in 0, and the check digit is 8).
Electronic authentication. Electronic authentication is the process of establishing confidence in user identities electronically presented to an information system. [1] Digital authentication, or e-authentication, may be used synonymously when referring to the authentication process that confirms or certifies a person's identity and works.