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Stellar is an open-source protocol for exchanging money or tokens using the Stellar Consensus Protocol. [ 1 ] The platform's source code is hosted on GitHub. Servers run a software implementation of the protocol, and use the Internet to connect to and communicate with other Stellar servers.
A payment system is any system used to settle financial transactions through the transfer of monetary value. This includes the institutions, payment instruments such as payment cards, people, rules, procedures, standards, and technologies that make its exchange possible. [1][2] A payment system is an operational network which links bank ...
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The Clearing House Interbank Payments System (CHIPS) is a bank owned automated funds-transfer system for domestic and international high value payment transactions in U.S. dollars. It is a real-time final settlement payment system that continuously matches, off-sets and settles payments among international and domestic banks.
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Electronic funds transfer (EFT) is the electronic transfer of money from one bank account to another, either within a single financial institution or across multiple institutions, via computer -based systems, without the direct intervention of bank staff. Funds transfers are the primary mechanism used by the business community for fast and reliable transfer of funds between two parties. The ...
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THE EXCHANGE Network is not used for debit payment processing in Canada, as all Canadian debit cards use the Interac network for EFTPOS debit transaction, but most EXCHANGE debit cards can be used for debit purchases through the Accel network in the United States.