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Time-based one-time password. Time-based one-time password (TOTP) is a computer algorithm that generates a one-time password (OTP) using the current time as a source of uniqueness. As an extension of the HMAC-based one-time password algorithm (HOTP), it has been adopted as Internet Engineering Task Force (IETF) standard RFC 6238. [1] TOTP is ...
multiOTP is an open source PHP class, a command line tool, and a web interface that can be used to provide an operating-system-independent, strong authentication system. multiOTP is OATH-certified since version 4.1.0 and is developed under the LGPL license.
e. Digest access authentication is one of the agreed-upon methods a web server can use to negotiate credentials, such as username or password, with a user's web browser. This can be used to confirm the identity of a user before sending sensitive information, such as online banking transaction history.
MasterCard SecureCode uses OTAC to confirm a user's identity One time authorization code as used in Yammer's desktop client. A one-time password (OTP), also known as a one-time PIN, one-time passcode, one-time authorization code (OTAC) or dynamic password, is a password that is valid for only one login session or transaction, on a computer system or other digital device.
In the typical use case, fingerprint sensors are integrated into a payment card to bring a higher level of user authentication than a PIN. To implement user authentication using a fingerprint enabled smart card, the user has to authenticate himself/herself to the card by means of the fingerprint before starting a payment transaction. Several ...
TRIAD includes a list of three-letter challenge codes, which the verifier is supposed to choose randomly from, and random three-letter responses to them. For added security, each set of codes is only valid for a particular time period which is ordinarily 24 hours. Another basic challenge-response technique works as follows.
Multi-factor authentication (MFA; two-factor authentication, or 2FA, along with similar terms) is an electronic authentication method in which a user is granted access to a website or application only after successfully presenting two or more pieces of evidence (or factors) to an authentication mechanism. MFA protects personal data —which may ...
WebAuthn. Web Authentication (WebAuthn) is a web standard published by the World Wide Web Consortium (W3C). [1][2][3] WebAuthn is a core component of the FIDO2 Project under the guidance of the FIDO Alliance. [4] The goal of the project is to standardize an interface for authenticating users to web-based applications and services using public ...