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A spens, Spens, spens clause, or Spens clause is a provision in a security (for example a bond) which allows a borrower to repay the principal amount (and hence discharge their obligation to the lender) earlier than the contractual repayment date, on payment of a specified penalty, also referred to as a "make whole" payment, in excess of the principal (or face value) of the security.
Auckland city is home to the head offices of most of New Zealand's finance industry. Between May 2006 and the end of 2012 there were sixty-seven finance company collapses in New Zealand; including companies entering into liquidation, receivership or moratoria. [1] An inquiry by the New Zealand Parliament estimated losses at over $3 billion that ...
ChatGPT is an AI chatbot program developed by OpenAI, using large language models based on GPT architectures. Learn how it can converse in different languages and styles.
NJIT Steel Bridge Team is a team within the New Jersey Institute of Technology 's ASCE chapter). It consists of undergraduate students who are attending at NJIT, majoring in civil engineering, and also members of ASCE. Every year, the team competes against other schools in a steel bridge competition . Every year, the team has a few fund raising ...
Trend-stationary process. In the statistical analysis of time series, a trend-stationary process is a stochastic process from which an underlying trend (function solely of time) can be removed, leaving a stationary process. [1] The trend does not have to be linear.
Finance reported that for 67 speaking appearances by video link from September 2015–May 2020, Snowden had earned more than $1.2 million. In March 2021, Iowa State University paid him $35,000 for one such speech, his first at a public U.S. college since February 2017, when the University of Pittsburgh paid him $15,000.
The Twelfth Finance Commission of India was appointed on 1 November 2002 to make recommendations on the distribution of net proceeds of sharable taxes between union and states. The commission was headed by veteran economist of India, C. Rangarajan. The commission submitted its report on 30 November 2004 and covered the period from 2005-10.
Use Face, Fingerprint or PIN to sign in to AOL. Entering a password to sign in to your AOL account can sometimes feel like a hassle, especially if you forget it. If your smart device is enabled with biometric authenticators like a fingerprint sensor or facial recognition technology, you can sign in with ease.