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  2. A co-signer takes on all the rights and responsibilities of a loan along with the borrower. This means that if the borrower can’t make a payment on the loan, the co-signer is responsible. If you ...

  3. How to build credit as a college student

    www.aol.com/finance/build-credit-college-student...

    You can build credit as a college student by signing up for a student credit card or a secured credit card on your own, or you can try to find someone to be a co-signer for you.

  4. What happens to your credit card debt after you die? - AOL

    www.aol.com/finance/what-happens-to-credit-card...

    Fortunately, your family isn’t responsible for your credit card debt after you die as long as they aren’t a cosigner or joint account holder. Instead, credit card debt is settled from your estate.

  5. Credit CARD Act of 2009 - Wikipedia

    en.wikipedia.org/wiki/Credit_CARD_Act_of_2009

    Credit Card Accountability Responsibility and Disclosure Act of 2009. Long title. An Act to amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan, and for other purposes. Nicknames. Credit CARD Act of 2009. Enacted by. the 111th United States Congress.

  6. Can you be liable for a spouse’s credit card debt? - AOL

    www.aol.com/finance/liable-spouse-credit-card...

    You are generally not responsible for your spouse’s credit card debt unless you are a co-signer for the card or it is a joint account. But some state laws vary and you may be liable for this debt.

  7. Equal Credit Opportunity Act - Wikipedia

    en.wikipedia.org/wiki/Equal_Credit_Opportunity_Act

    The Equal Credit Opportunity Act (ECOA) is a United States law (codified at 15 U.S.C. § 1691 et seq.), enacted October 28, 1974, [1] that makes it unlawful for any creditor to discriminate against any applicant, with respect to any aspect of a credit transaction, on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to ...

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