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2. Credit card debt - Wikipedia

   en.wikipedia.org/wiki/Credit_card_debt

   Consumers commonly pay off a large portion of their credit card debt in the first fiscal quarter of the year because this tends to be when people receive holiday bonuses and tax refunds. [9] Credit card debt tends to increase throughout the rest of the year. [3] Credit card debt is said [clarification needed] to be higher in industrialized ...

3. PayPal - Wikipedia

   en.wikipedia.org/wiki/PayPal

   eBay, PayPal, Kijiji and StubHub, 500 King Street West, Toronto, April 2014. PayPal Holdings, Inc. is an American multinational financial technology company operating an online payments system in the majority of countries that support online money transfers; it serves as an electronic alternative to traditional paper methods such as checks and money orders.

4. Chime (company) - Wikipedia

   en.wikipedia.org/wiki/Chime_(company)

   Chime Financial, Inc. is a San Francisco–based financial technology company that partners with regional banks to provide certain fee-free [4] [5] mobile banking services. The company offers early access to paychecks, negative account balances without overdraft fees, [2] high-yield savings accounts, [5] peer-to-peer payments, [6] and an interest-free secured credit card. [7]

5. Pay at the pump - Wikipedia

   en.wikipedia.org/wiki/Pay_at_the_pump

   Pay at the pump is a system used at many filling stations, where customers can pay for their fuel by inserting a credit card, debit card, or fuel card into a slot on the pump, bypassing the requirement to make the transaction with the station attendant or to walk away from one's vehicle.

6. Authorization hold - Wikipedia

   en.wikipedia.org/wiki/Authorization_hold

   Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.

7. Credit CARD Act of 2009 - Wikipedia

   en.wikipedia.org/wiki/Credit_CARD_Act_of_2009

   The Credit Card Accountability Responsibility and Disclosure (CARD) Act of 2009 is a federal statute passed by the United States Congress and signed by U.S. President Barack Obama on May 22, 2009.