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6 Incredible Budgeting Apps: Take Control of Your Money and Supercharge Your Savings

SAVING & SPENDING - BUDGETING & EXPENSES
Last updated May 3, 2024 | By FinanceBuzz Editors
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Budgeting just sounds so un-fun. It conjures up images of penny pinching and math. (So much math!)

But, budgeting doesn't have to be like that. Not now, not with all the great new apps that make budgeting a breeze. With just a few clicks, you'll be on your way to taking control of your finances and building your savings. 

Let's take a look...

Get the one budgeting app that truly does it all

Ever look at your bank account and wonder where your paycheck went? *Poof,* it's gone … and you have NO idea how you spent it all so quickly.

A budgeting app like Rocket Money could end this problem for you.

Now, some insider info: They *do* have a free version of the app ... but the real money-saving power is found in their premium subscription.

Select a premium subscription when you sign up, and you’ll unlock features that actually save you the most money possible. Like their “Cancellation Concierge,” which helps to cancel subscriptions for you. (It’s pay-what-you-want for premium, too — as little as $4 a month!)

With your premium subscription, you’ll also be able to create unlimited budgets, see your full credit report, and get automatic “smart savings” that help you grow your savings on autopilot.

Download Rocket Money

Ask this company to pay off your credit card debt

Credit card debt is suffocating. It constantly weighs on your mind and controls every choice you make. You can end up emotionally and even physically drained from it. And even though you make regular payments, it feels like you can never make any progress because of the interest.

National Debt Relief is designed specifically to help you get out of credit card debt faster, without having to make drastic life changes. With National Debt Relief, you could pay off your credit card debt (with potentially way less interest) in one simple monthly payment.1

How to get National Debt Relief to pay off your debt: Sign up for a free debt assessment here. (Do not skip this step!) By signing up for a free assessment, National Debt Relief can immediately assist you in paying off your debt, but only if you schedule the assessment.

Try it

Grow your money at 5.24% APY without the volatility of the stock market

Protecting and growing your money in a volatile stock market can be difficult … but that’s where CloudBank 24/7 comes in. While other banks hesitate, they're not afraid to pay you a rare 5.24% APY (annual percentage yield)2 3 on your cash. That means you can earn more interest on your money and watch it multiply without the stress of market fluctuations.

Opening an account takes as little as 3 minutes, so you can start harnessing the power of this high-yield savings account right away. While the minimum deposit is only $1, with rates higher than they’ve been in decades, capitalizing on an incredible 5.24% APY could offer over $1,300 in annualized earnings with a $25,000 deposit.4

The best part? There are no fees, and you can withdraw your money whenever you need it. Plus, with FDIC insurance through Third Coast Bank SSB and cybersecurity as a top priority, CloudBank 24/7 provides a more secure online banking experience and a safe place to store your extra cash.

Click here to open a CloudBank 24/7 online savings account

Unlock cash back at Walmart and other stores with this app

It’s true: There’s an app out there that can help you unlock cash back at Walmart and other stores. Here’s what you need to know:

“One” is an app that’s an amazing alternative to traditional banking5options. They offer a ton of perks — early pay,6no monthly fees, FDIC insurance through Coastal Community Bank, 5.00% APY7on Savings with eligible deposits, and more. BUT … one of the best perks, in our opinion, is that they offer up to 5% cash back8on select brands and 3% cash back at Walmart.9

Cash back can be earned through qualified debit card purchases. That means you get cash back just for shopping, which could translate into extra money for you!

Open an account today — it takes like, a minute, and you really don’t have any excuse NOT to. This app can easily help you earn a ton of cash back at select retailers.

Join the millions of customers banking through One

Rocket Money Benefits

  • Helps to find and cancel subscriptions
  • Slash your monthly phone, cable, and internet bills
  • Save an average of up to $720 a year