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6 Incredible Budgeting Apps: Take Control of Your Money and Supercharge Your Savings

SAVING & SPENDING - BUDGETING & EXPENSES
Last updated May 23, 2024 | By FinanceBuzz Editors
man looking at phone

Budgeting just sounds so un-fun. It conjures up images of penny pinching and math. (So much math!)

But, budgeting doesn't have to be like that. Not now, not with all the great new apps that make budgeting a breeze. With just a few clicks, you'll be on your way to taking control of your finances and building your savings. 

Let's take a look...

Get the one budgeting app that truly does it all

Ever look at your bank account and wonder where your paycheck went? *Poof,* it's gone … and you have NO idea how you spent it all so quickly.

A budgeting app like Rocket Money could end this problem for you.

Now, some insider info: They *do* have a free version of the app ... but the real money-saving power is found in their premium subscription.

Select a premium subscription when you sign up, and you’ll unlock features that actually save you the most money possible. Like their “Cancellation Concierge,” which helps to cancel subscriptions for you. (It’s pay-what-you-want for premium, too — as little as $4 a month!)

With your premium subscription, you’ll also be able to create unlimited budgets, see your full credit report, and get automatic “smart savings” that help you grow your savings on autopilot.

Download Rocket Money

Stop getting ripped off by credit card companies

If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it gets to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?

National Debt Relief could help. If you have more than $10,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives might be able to assist you in consolidating your debt into one low monthly program payment.

Best of all? There are zero fees until your debt is resolved, and you could be debt-free in 24-48 months. To get started, just answer a few simple questions. It only takes 30 seconds to see if you qualify!1

Try National Debt Relief

Grow your money at 5.24% APY without the volatility of the stock market

Protecting and growing your money in a volatile stock market can be difficult … but that’s where CloudBank 24/7 comes in. While other banks hesitate, they're not afraid to pay you a rare 5.24% APY (annual percentage yield)2 3 on your cash. That means you can earn more interest on your money and watch it multiply without the stress of market fluctuations.

Opening an account takes as little as 3 minutes, so you can start harnessing the power of this high-yield savings account right away. While the minimum deposit is only $1, with rates higher than they’ve been in decades, capitalizing on an incredible 5.24% APY could offer over $1,300 in annualized earnings with a $25,000 deposit.4

The best part? There are no fees, and you can withdraw your money whenever you need it. Plus, with FDIC insurance through Third Coast Bank SSB and cybersecurity as a top priority, CloudBank 24/7 provides a more secure online banking experience and a safe place to store your extra cash.

Limited Time Bonus: Earn up to $2,000 when you refer friends and family to Raisin. Visit site to learn more.

Click here to open a CloudBank 24/7 online savings account

Unlock cash back at Walmart and other stores with this app

It’s true: There’s an app out there that can help you unlock cash back at Walmart and other stores. Here’s what you need to know:

“One” is an app that’s an amazing alternative to traditional banking5options. They offer a ton of perks — early pay,6no monthly fees, FDIC insurance through Coastal Community Bank, 5.00% APY7on Savings with eligible deposits, and more. BUT … one of the best perks, in our opinion, is that they offer up to 5% cash back8on select brands and 3% cash back at Walmart.9

Cash back can be earned through qualified debit card purchases. That means you get cash back just for shopping, which could translate into extra money for you!

Open an account today — it takes like, a minute, and you really don’t have any excuse NOT to. This app can easily help you earn a ton of cash back at select retailers.

Join the millions of customers banking through One

Get the budgeting app with automatic analysis and personalized tips

Creating a budget that factors in everything from credit cards to daily purchases to monthly expenses can be painfully complex — even when you can see it all in one place.

That’s where the Albert budgeting app10comes in. With Albert, you get an automatic analysis of your transactions to help you maximize your money and savings.

Take back control with the power of Albert’s automatic analysis features:

  • Suggestions on where you could be saving.
  • Alerts to monthly fees or bill increases.
  • See your subscriptions listed out so you can cancel unwanted ones.

Try Albert for 30 days before you’re charged: Subscription starts at $9.99 per month (which is worth it for what it could do for your money).

Just imagine the stress lifted off your shoulders when you’re on top of your finances with Albert.

Download Albert

Rocket Money Benefits

  • Helps to find and cancel subscriptions
  • Slash your monthly phone, cable, and internet bills
  • Save an average of up to $720 a year