OIR-B1-1802 2012-2024 free printable template

Video instructions and help with filling out and completing wind mitigation form

Instructions and Help about citizens wind mitigation form

If you live in Florida and you own a home you are well aware of the very high cost of property insurance especially hurricane insurance wind insurance flood all of that you also probably realize if you've been here a while after the Hurricanes a few years ago insurance cost went up you know almost double the governor and the legislature said to the insurance carriers you need to give the homeowners a break the property insurance a break if they have done certain things to their house to make it more wind worthy and more hurricane proof as it were that's how this whole thing on a wind mitigation the state came up with this form uniform mitigation verification inspection form well this is about the third rendition of this form well when you look at this form it really looks like pretty benign, and it's easy to answer all the question of how the insurance companies have gotten into it and have made it very complicated so last year they changed it again last year meaning 2011 has been changed again for starting in February 2012 I expect before the end of 2012 they will change this again there was a lot of confusion about different inspectors looking at a house and saying a person got credit a lot of inspectors were advertising they promised to get the homeowner however many thousands of dollars reduction on their insurance when in fact a no engine no inspector really knows the exact formula that each insurance company has because they do change their formulas about how much they're going to give credit having it done differently all the things that the insurance inspectors are telling you they're very nice people but in fact it is there's too much variation about for any inspector to promise you anything what they came up with dear the state says only certified people that have come through inspectors that have come through our office and that we've given them a license can inspect the house for this wind mitigation because what happens is supposed you just bought a house, or you changed insurance companies an inspector is required to fill out this form and give to your insurance company before they will insure you suppose your insurance would normally be five thousand dollars a year if you are they checked off a lot of these boxes would then you might only have to pay three thousand or two thousand, so you really got a break a discount of two or three thousand dollars, so that's reason why this particular form is so important last year the insurance companies complained because they were mandated to take these inspectors they're okayed by the state their inspection form, and they didn't have any recourse the legislature said okay what we'll do is we'll give you an out and that is you can bring the insurance companies can reinstall this insurance form to see how it if everything is accurate you cannot charge the homeowner again because they already paid for one inspection most insurance companies are doing and of course just about everything with...