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Credit card
The low fixed-rate credit card that gives back
Versatile rewards and affordable, fixed rates let you shop with confidence.
Do more of what you love with less hassle
With the Global Visa® Credit Card, you get a low, fixed-rate and a competitive, flexible rewards program—with no balance transfer fee.
- Earn a point for every dollar spent
- No balance transfer fee
- 24/7 fraud monitoring
Reward yourself
Get paid back when you shop with a Global Visa® Credit Card. Versatile reward points can be redeemed for travel expenses, online shopping, merchandise, and more.
- Connect to PayPal for easy online shopping.
- Use rewards for purchases at CVS and Walgreens.
- Earn rewards for flights, car rentals, hotels, resorts, and more.
Meet the artist behind the design
We’re proud to introduce Meg Smith, the designer behind the beautiful art featured on our Global Visa® Credit Card. Meg is not only an accomplished artist. She's also a pilot and lifelong explorer.
Meg uses a unique graphic style to represent the natural beauty of the Chugach Mountains. Our partnership with Meg is a simple way of giving back to communities that have embraced us.
Credit card calculator
How it works
1
Apply for a credit card
Apply online, by phone, or in a branch.2
Get a Decision
No matter how you apply, you’ll get a quick decision on your application.3
Get Your credit card
Start earning rewards on everyday purchases.Credit Card FAQs
You’ll need to provide the following information on your loan application:
- Name
- Social security number
- Physical and mailing address
- Employment information
- Gross monthly income
- Date of birth
In some cases, we may ask for additional information after you submit your application.
In most cases, we can make a decision on your loan application in under 24 hours. You will receive an email at the address you used in your application notifying you of the decision or you can check your application status online.
In some cases, we may need to ask you for more details, and then the process takes a little longer.
In most cases, we can make a decision on your loan application in under 24 hours. You will receive an email at the address you used in your application notifying you of the decision or you can check your application status online.
If you don’t have a Global account, you can still apply for a Global Visa® Credit Card. Checking account holders are eligible for the annual fee waiver, while non-members pay an annual fee of $50.
You can build your credit history with a Global Secured Visa® Credit Card. It works like a regular credit card, but it's backed by funds on deposit in your Global savings account.
There's a minimum of $500 you need to keep on deposit.
Taking out a secured loan and making all your payments on time can help you rebuild your credit, establish a positive credit history, and improve your credit score.
Card Security offers an easy and convenient way to turn your debit and credit card on or off in the event it has been misplaced or stolen.
You can access Card Security in one of two ways:
- Login to your account using the Global app and click the Card Security icon, or
- Login to your account online and click the Card Security link.
Once you have accessed the Card Security page on the App or online, simply click the on/off button to turn your card on or off. Any automatic payments or pending transaction made before the card was turned off will continue as normal.
|
Annual fee |
$50 (waived for Global checking account holders) |
|
Transaction fee for cash advances |
2% of the cash advance amount ($10 maximum) |
|
Fee for foreign transactions |
No fee |
|
Late payment fee |
Up to $30 |
|
Returned payment fee |
Up to $20 |
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Choosing a new credit card? Here’s what to look for.
How to Build Credit from Scratch: 4 Things to Know
Building credit can be tricky, especially if you don’t have a credit history.
Move Your Debt to a Smarter Card
You could save money by transferring your credit card balance to a new card.
Always here when you need us
We don’t think exceptional service should be so exceptional. Get in touch with us 24/7/365 from anywhere in the world.
Whether it’s in a branch or over the phone, you’ll talk to a real person.
Visa® Credit Card Disclosure
|
Annual Percentage Rate (APR) for purchases |
10.5%, 12.5%, or 14.5% Same rate for purchases, balance transfers, and cash advances. Your fixed rate APR (one of the rates shown) will be assigned based on your credit worthiness. |
|
How to avoid paying |
You have 25 days to repay your balance for purchases before being charged a finance charge. |
|
Annual fee |
$50 (waived for checking account holders) |
|
Transaction fee for |
2% of the cash advance amount ($10 maximum) |
|
Fee for foreign transactions |
No fee |
|
Late payment fee |
Up to $30 |
|
Returned payment fee |
Up to $20 |
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at https://www.consumerfinance.gov/learnmore/.
How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)".
This information is subject to change upon written notice to cardholders.
Cardholder Agreements
After February 6, 2024
Credit Card Agreement (PDF)
Important Credit Card Disclosures (PDF)
After April 3, 2023
Visa Credit Card Agreement 10.5% (PDF)
Visa Credit Card Agreement 12.5% (PDF)
Visa Credit Card Agreement 14.5% (PDF)
Alaska USA Prior to April 3, 2023
Visa Credit Card Agreement 10.5% (PDF)
Visa Credit Card Agreement 12.5% (PDF)
Visa Credit Card Agreement 14.5% (PDF)
Legacy Global Prior to April 3, 2023
Change in Terms (PDF)
Visa Classic Agreement (PDF)
Visa Gold Card Agreement (PDF)
Visa Platinum Agreement (PDF)
Mastercard Disclosure (PDF)
If you have pledged or later pledge collateral to secure an obligation, another debt, or other credit with Global (other than for real property), credit extended under this card is secured by that collateral.
Secured Visa Platinum
Build your credit history with a Global Secured Visa® Card. It works like a regular credit card, but it's backed by funds on deposit in your Global savings account. There's a minimum of $500 you need to keep on deposit, which also qualifies you for a Global Checking account with no monthly maintenance fees. When you have a Global checking account, the $50 annual fee is also waived.
Account terms
Normally, a member in good standing may be granted a Secured Visa credit card in an amount equal to the amount of share savings placed on hold with a minimum limit of $500.
If you have pledged or later pledge collateral to secure an obligation, another debt, or other credit with Global (other than for real property), credit extended under this card is secured by that collateral.
Secured Visa Platinum Credit Card Disclosure
|
Annual Percentage Rate (APR) for purchases |
14.5% Same rate for purchases, balance transfers, and cash advances. |
|
How to avoid paying |
You have 25 days to repay your balance for purchases before being charged a finance charge. |
|
Annual fee |
$50 (waived for Global checking account holders) |
|
Transaction fee for |
2% of the cash advance amount ($10 maximum) |
|
Fee for foreign transactions |
No fee |
|
Late payment fee |
Up to $30 |
|
Returned payment fee |
Up to $20 |
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)".
This information is subject to change upon written notice to cardholders.
Cardholder Agreements
After February 6, 2024
Credit Card Agreement (PDF)
Important Credit Card Disclosures (PDF)
After April 3, 2023
Secured Visa Credit Card Agreement (PDF)
Prior to April 3, 2023
Secured Visa Credit Card Agreement (PDF)
The intent of this program is to provide credit cards to members who would not otherwise qualify for an unsecured credit card because of insufficient credit experience or poor past credit history. Approval of secured credit card requests requires a completed credit card application and no evidence or indication of current or future credit problems. Members who have caused the credit union to suffer a financial loss are not eligible for this program.
Establishment of unsecured credit card credit limits may be considered after two years' satisfactory performance on a secured basis. Approval of such unsecured limits requires loan officer review of a current application and underwriting consistent with usual standards.