NO STRESS DENTAL PLANS
GUARANTEED ACCEPTANCE
30-DAY SATISFACTION GUARANTEE
NO WAITING PERIODS ON ALL DENTAL SERVICES
NO AGE BANDING
RESTORATIVE CARE
ROOT CANAL
IMPLANTS
DENTURES
FILLINGS
INLAYS/ONLAYS
AFFORDABLE & FULL COVERAGE
ALL PLANS COME WITH:
NO WAITING
LIFETIME DEDUCTIBLE
A TOP NETWORK OF DENTISTS TO CHOOSE FROM
100% PREVENTATIVE CARE COVERAGE
Go where your smile takes you
That excited smile when you meet a friend for coffee. The happy smile when making french toast. The feel-good smile when you do something for yourself.
Keep your smile doing what it does best. Protect it with a Spirit Dental plan.
The Spirit Care Team
Your smile carries you into rooms of joy, laughter and celebrations. And you want your smile there for you without ever thinking of it. Spirit Dental experts know dental insurance and are well equipped to guide you to the plans that makes sense for you.
98% of all calls picked up within 30 seconds
4.8 out of 5 in customer satisfaction
How does Spirit stack up against the rest?
Waiting Periods
No waiting periods on all dental services
Waiting periods starting at 6-12 months
Other Dental Plans
Here's the breakdown:
$100 lifetime
$25.97/mo
None on all plans for all dental services
130,000+
Covered 100%
$750 - $5,000
$100 lifetime
Yes
Yes
Yes
6 mo for basic 12 mo for major
Covered 100%
$0, $50, $150 annually
No
$47.00/mo
93,000+
Covered 100%
$1,000 - $1,500
$0, $50, $150 annually
No
No
No
No
$1,000 - unlimited
152,000+
Choice of Dentist
Varies by state
No
Choice of Dentist
$50 annually
$1,000 - unlimited
Varies by state
Network of Dentists
$35.88/mo
6 mo for basic 12 mo for major
Implant Coverage
Starting Cost
Waiting Periods
Network of Dentists
Preventitive Cleanings
Annnual Max
Deductible
Choice of Dentist
Optional Vision
Implant Coverage
Delta
Cigna
Dedicated Dental Experts
No waiting periods on any dental services
Other Dental Plans
Waiting periods starting at 6-12 months
Power up your smile
Spirit Dental makes it easy to get the dental care you need without the hassle
Spirit Dental plans have no waiting periods on any dental services while other brand's plans have waiting periods starting at 6 to 12 months.
4 reasons to smile with a Spirit plan
1
Preventive champions
Spirit plans offer 2-3 yearly preventive cleanings and exams covered 100% to keep you healthy and prevent costly issues down the road.
2
Spirit dental savings
Save with a Spirit plan on avg. 32% with in-network savings, increasing coinsurance up to year 3 and annual maximums from $750-$5,000.
3
Convenience of a dentist close by
Spirit uses the Ameritas Classic Network with over 130,000 dentists. Spirit Choice plans also allow you to see any dentist or specialist.
4
No waiting periods
Don't let dental care wait. Enroll today and see your dentist for a cleaning, filling or an implant and have coverage the next day.
How do I buy dental insurance?
Start with your zip code
With Spirit or any dental plan, dental insurance is determined by location. Your zip code determines the plans available in your area and the price you'll receive.
1
Next, determine your needs
Are you someone:
2
Retired and looking for a solid fixed-income dental solution
As we get older, teeth begin to fade. Having dental insurance will keep you going for preventive checkups and cleanings, and when you need a procedure, dental insurance will help cover the cost helping your fixed-income stay within your means.
In pain and need dental insurance ASAP
All Spirit plans come with no waiting periods. This means you can get savings for a procedure you need the next day.
Spirit family plans cover fillings, orthodontics, cleanings and wisdom teeth. One plan to look at is our Pinnacle plan. Here, you'll find fillings fall into the basic category for more savings, child ortho is included and you'll enjoy a $5,000 annual max starting year 3 of your plan.
Looking for a family plan
A lot of dental plans on the higher end cover major services. If you're just looking to keep your teeth in tip-top shape and want to prevent expensive procedures, look for plans with low major service coverage, but cover your preventive cleanings and checkups annually.
Want dental insurance but on a budget
Next, compare plans
View plans offered in your area and begin choosing the plan based on your needs. Common features to look for: Premium (monthly cost), Annual Maximum (amount you receive per benefit year), Coinsurance (the percentage your plan will pay towards a dental service or procedure).
3
Choose the plan that works for you
Feel confident with your choice in a Spirit Dental plan. With Spirit, your coverage begins the following day of your effective date. Your ID card will arrive in the mail around 2 weeks after purchase.
4
Adding vision?
If you're also looking for a vision plan, with Spirit, you can add-on a vision plan for half the price! You'll see a popup window when you purchase and just check the box to add it into your package.
I'm stuck. Where do I go for help?
Our Spirit Care Team is standing by to answer your questions. Not every plan fits with every person, and we love helping people get the best plan for their situation.
*The rates you see are for 89108 Nevada, age 65 and plans that contain basic and major service coverage – source: Direct Benefits Marketplace
Underwritten by Ameritas Life Insurance Corp. | 5900 O Street Lincoln, NE 68510 This highlight is not a certificate of insurance or guarantee of coverage. Plan designs may not be available in all areas and are subject to individual state regulations. Rates are subject to change at any time. This information is provided by Ameritas Life Insurance Corp. (Ameritas Life). Individual dental, vision and hearing care products (Indiv. 9000 Rev. 02-19), and vision policy form (Indiv. 9000 Rev. 02-19 V, dates may vary by state) are issued by Ameritas Life. This piece is not for use in New Mexico. The Ameritas Dental Network is not available in MT or RI. In Texas, our dental network and plans are referred to as the Ameritas Dental Network. Some states require that producers be appointed with Ameritas Life before soliciting its products. Ameritas, the bison design, “fulfilling life” and product names designated with SM or ® are service marks or registered service marks of Ameritas Life Insurance Corp., affiliate Ameritas Holding Company or Ameritas Mutual Holding Company. All other brands are property of their respective owners. © 2020 Ameritas Mutual Holding Company.
I'm so grateful I found out about Spirit Dental. It was the only plan I could find that had a ‘no waiting period.’ Everyone I've ever encountered at Spirit Dental has been professional, knowledgeable, and friendly. I highly recommend this company.
– Cindy R.
“
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I had an overall great experience with Spirit Dental Insurance. No waiting period, no pre-approval on major services, everything went smoothly.
- Amina K.
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Top-rated by trusted names
Compare Spirit plans
Our dental plans aren't just about protecting your teeth; it's about a healthy you!
Run your free quote, and find the perfect dental plan for your needs, budget and lifestyle.
Hearing Included
Senior Preferred PPO
$40.18/mo
Most Affordable
Preventive Plus PPO
$18.12/mo
Most Popular
Low-Cost for Implants
Core PPO
$31.40/mo
Pinnacle PPO
$43.12/mo
Annual max:
$1500/3000
3 preventive cleanings covered 100%
Basic coverage (%): 65/100
Major coverage (%): 20/50
Hearing benefit:
$200/300/400
Annual max: $750/1000/1000
2 preventive cleanings covered 100%
Basic coverage (%): 50
Major coverage (%): 20
Ortho Coverage (%)
N/A
Annual max:
$1200
3 preventive cleanings covered 100%
Basic coverage (%): 50/65/80
Major coverage (%): 25/50/50
Ortho Coverage (%)
10/25/50
Annual max: $1200/2500/5000
3 preventive cleanings covered 100%
Basic coverage (%): 50/60/80
Major coverage (%): 25/30/60
Ortho Coverage (%)
10/25/50
Great for comprehensive coverage
Great low cost for families and all-around coverage
Great for keeping your oral health in check
Great for seniors—anyone can choose this plan!
*The rates you see are for Spirit PPO plans for 68501 Lincoln, NE - run a quote with your zip code to see plans for you.
**Not all plans are available in all states.
Dental insurance plans the way you want them
GSpirit makes it easy to get the dental care you need
ENROLL TODAY
SEE YOUR DENTIST TOMORROW
FEEL YOUR BEST SELF