Checking Accounts
When you join Telhio Credit Union, you are not a customer—you are an owner. That means you come first, and serving your financial needs is our top priority. The credit union's earnings are used to benefit our members. We are dedicated to putting people over profit. Securing your membership starts with your $5 savings account. Choose a checking account below to help with everyday purchases.
Choice Checking
Get more from your account with Choice Checking - checking that protects!
- Local discounts and national retailer deals
- Cell phone protection 1,2
- ID theft aid 1,2
- Roadside assistance
Only $5 per month*.
![](https://transform.octanecdn.com/fitLogo/600x400/https://octanecdn.com/telhioorg/telhioorg_759951234.png)
Basic Checking
Do you want a low cost account with basic benefits?
- Online and mobile banking
- Free online bill pay
- Debit card
- E-statements
Maintain an average balance of $300 in all of your accounts, or have at least one direct deposit a month, and we'll waive the $6 monthly fee*.
![](https://transform.octanecdn.com/fitLogo/600x400/https://octanecdn.com/telhioorg/telhioorg_405793315.png)
Prime Checking
Do you maintain a minimum balance of $10,000? We reward your relationship!
- All the benefits of our Choice Checking
- Great interest on your checking balance
Maintain an average daily balance of $10,000 in total deposits and we'll waive the $10 monthly fee*.
![](https://transform.octanecdn.com/fitLogo/600x400/https://octanecdn.com/telhioorg/telhioorg_312288518.png)
Do you maintain a minimum balance of $10,000 in combined total deposits?
Prime Checking
We reward your relationship.
![BaZing logo](https://transform.octanecdn.com/fitLogo/100x40/https://octanecdn.com/telhioorg/telhioorg_718368683.png)
Anywhere Banking Tools
Shop Local, Save Local with BaZing Savings
Local discounts and national retailer deals to save you money on shopping, dining, travel and more.
Cell Phone Protection1,2
ID Theft Aid1,2
Roadside Assistance
$10,000 Travel Accidental Death Coverage2
Health Savings Card
Account Features
Unlimited fee-free withdrawals at non-Telhio ATMs3. Up to two free boxes of checks per year+. Two free wires per year.
Great Interest on Your Checking Balance
Maintain an average daily balance of $10,000 in combined total deposits and we'll waive the $10 monthly fee*.
Do you have a cell phone and look for deals when you shop?
Choice Checking
Benefits you'll use.
![a drawing of a person](https://transform.octanecdn.com/fitLogo/100x40/https://octanecdn.com/telhioorg/telhioorg_415423320.png)
Anywhere Banking Tools
Shop Local, Save Local with BaZing Savings
Local discounts and national retailer deals to save you money on shopping, dining, travel and more.
Cell Phone Protection1,2
ID Theft Aid1,2
Roadside Assistance
$10,000 Travel Accidental Death Coverage2
Health Savings Card
Account Features
Up to three fee-free withdrawals at non-Telhio ATMs3. Up to one free box of checks per year++.
Only $5 per month*.
Do you want a low cost account with basic benefits?
Basic Checking
Just the basics.
Anywhere Banking Tools
Only looking to save?
Whether you're looking to save for a short time, or put money away for a rainy day, we have a savings solution that's right for you.
- CD's
- Money Markets
- Club Savings - tuck away funds for vacations, holiday savings, and more!
![](https://transform.octanecdn.com/fitLogo/600x400/https://octanecdn.com/telhioorg/telhioorg_573889801.png)
Get more from your checking account
![man and woman paying for a mobile purchase with debit card](https://transform.octanecdn.com/fit/600x400/https://octanecdn.com/telhioorg/telhioorg_601208347.jpg)
Telhio Debit Card
Everyday purchases come in all shapes and sizes, and your Telhio Visa® Debit Card gives you a safe, easier way to pay for anything, no matter how small.
![a jar of change](https://transform.octanecdn.com/fit/600x400/https://octanecdn.com/telhioorg/telhioorg_529958611.jpg)
Own Your Change Account
It's like putting your spare change in a jar, but without the jar! With our Own Your Change Savings account, purchases you make with your Telhio debit card—a cup of coffee here, a bag of groceries there—can add up to big savings.
![woman enjoying coffee and using cell phone](https://transform.octanecdn.com/fit/600x400/https://octanecdn.com/telhioorg/telhioorg_691019182.jpg)
Anywhere Banking Tools
1 Cell phone protection and personal identity protection are subject to additional terms and conditions.
2 Insurance products are not a deposit, not federally insured, not an obligation or guaranteed by the credit union, its affiliates, or any government agency.
3 Third-party ATM fees may still apply.
* With enrollment into the Telhio E-statement Program. Combined total deposits are defined as balances in any Telhio savings, money market, certificate of deposit and checking account.
+ Telhio wallet or wallet duplicate style checks
++ Telhio wallet style checks