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Budgeting just sounds so un-fun. It conjures up images of penny pinching and math. (So much math!)
But, budgeting doesn't have to be like that. Not now, not with all the great new apps that make budgeting a breeze. With just a few clicks, you'll be on your way to taking control of your finances and building your savings.
Let's take a look...
Get the one budgeting app that truly does it all
Ever look at your bank account and wonder where your paycheck went? *Poof,* it's gone … and you have NO idea how you spent it all so quickly.
A budgeting app like Rocket Money could end this problem for you.
Now, some insider info: They *do* have a free version of the app ... but the real money-saving power is found in their premium subscription.
Select a premium subscription when you sign up, and you’ll unlock features that actually save you the most money possible. Like their “Cancellation Concierge,” which helps to cancel subscriptions for you. (It’s pay-what-you-want for premium, too — as little as $4 a month!)
With your premium subscription, you’ll also be able to create unlimited budgets, see your full credit report, and get automatic “smart savings” that help you grow your savings on autopilot.
Get out of $20,000 or more in credit card debt
If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it gets to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?
TurboDebt1can help. If you have more than $20,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives might be able to assist you in consolidating your debt into one low monthly payment.
Best of all? There are zero fees until your debt is resolved, and you could be debt-free in as little as 24-48 months. To get started, just answer a few simple questions. It only takes 30 seconds to see if you qualify!
Grow your money at 5.24% APY without the volatility of the stock market
Protecting and growing your money in a volatile stock market can be difficult … but that’s where CloudBank 24/7 comes in. While other banks hesitate, they're not afraid to pay you a rare 5.24% APY (annual percentage yield)2 3 on your cash. That means you can earn more interest on your money and watch it multiply without the stress of market fluctuations.
Opening an account takes as little as 3 minutes, so you can start harnessing the power of this high-yield savings account right away. While the minimum deposit is only $1, with rates higher than they’ve been in decades, capitalizing on an incredible 5.24% APY could offer over $1,300 in annualized earnings with a $25,000 deposit.4
The best part? There are no fees, and you can withdraw your money whenever you need it. Plus, with FDIC insurance through Third Coast Bank SSB and cybersecurity as a top priority, CloudBank 24/7 provides a more secure online banking experience and a safe place to store your extra cash.
Limited Time Bonus: Earn up to $2,000 when you refer friends and family to Raisin. Visit site to learn more.
Earn up to $700 when you open and fund these 2 powerful accounts
Earn up to $700 when you open a new U.S. Bank Smartly® Checking account and Standard Savings account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through June 27, 2024. Member FDIC.
If you’ve never switched your bank to jump on a welcome offer, we don’t blame you. It takes some setting up, and it needs to be worth your while. But that’s why we like this offer — setting up direct deposit is super simple; all you need is your payroll or employee login and U.S. Bank takes care of the rest. Plus, getting $700 in free money ain’t too shabby.
Does this offer seem too generous? With economic uncertainty from an election year and the potential for new Federal Reserve regulations, it’s lucrative for banks to acquire new deposits at the moment — there’s no telling when a bonus as high as $700 will come around again.
Plus, if you enroll in the Smart Rewards® program, you'll get access to cash-back rewards, fee discounts, rate bonuses, and more. Your benefits grow as your qualifying combined account balances do, so it's a no-brainer to make these your primary accounts.
Earn up to $500 with a new U.S. Bank Smartly® Checking when you complete the following within 90 days of account opening:
- Enroll in online banking or the U.S. Bank Mobile App.
- Make two or more direct deposit(s) totaling $3,000 to $4,999.99 to earn $100, $5,000 to $9,999.99 to earn $300, or $10,000 or more to earn $500.
Earn up to $200 with a new Standard Savings account:
- Make new money deposit(s) totaling $15,000 or more by July 17, 2024.
- Maintain that balance until October 31, 2024.
Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.
Get the budgeting app with automatic analysis and personalized tips
Creating a budget that factors in everything from credit cards to daily purchases to monthly expenses can be painfully complex — even when you can see it all in one place.
That’s where the Albert budgeting app5comes in. With Albert, you get an automatic analysis of your transactions to help you maximize your money and savings.
Take back control with the power of Albert’s automatic analysis features:
- Suggestions on where you could be saving.
- Alerts to monthly fees or bill increases.
- See your subscriptions listed out so you can cancel unwanted ones.
Try Albert for 30 days before you’re charged: Subscription starts at $9.99 per month (which is worth it for what it could do for your money).
Just imagine the stress lifted off your shoulders when you’re on top of your finances with Albert.
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Rocket Money Benefits
- Helps to find and cancel subscriptions
- Slash your monthly phone, cable, and internet bills
- Save an average of up to $720 a year